People who have problems but are not dissatisfied with them don’t do anything to get better.
Eventually, those problems cause something really bad to happen. Then (scared, upset, threatened, angry) people do something.
GoFundMe is not a substitute for good planning, decisions, habits or discipline.
Are you going to wait for something bad to happen, or do something now?
As they say, “An ounce of prevention is worth a pound of cure”.